uob particular banking
uob particular banking
Blog Article
UOB Bank features several different personalized banking solutions built to meet the money needs of individuals. Underneath is an extensive overview to assist you to comprehend The crucial element aspects and offerings.
Sorts of Accounts
Savings Account: This account permits you to spend less while earning curiosity.
Characteristics: Easy accessibility, desire earnings, negligible fees.
Rewards: Risk-free spot for your cash, opportunity growth by means of curiosity.
Recent Account: Perfect for each day transactions and taking care of fees.
Features: Checkbook facility, overdraft security.
Benefits: Convenient for normal payments and withdrawals.
Preset Deposit Account: For people wanting to get paid higher curiosity prices around a hard and fast time period.
Functions: Set term deposits, better fascination prices as compared to cost savings accounts.
Gains: Secure financial investment solution with predictable returns.
Loans
Personalized Financial loans: Unsecured financial loans that can be used for a variety of uses like training or household renovation.
Types:
Installment Loans
Credit score Lines
Advantages: Flexible repayment terms, competitive curiosity charges.
Property Loans: Tailored solutions for purchasing property or refinancing existing home loans.
Styles:
Preset Amount Property Financial loan
Floating Amount Dwelling Financial loan
Added benefits: Distinct ideas to accommodate particular person wants, desirable prices.
Bank cards
UOB delivers a range of charge cards catering to different existence and shelling out behavior:
Benefits Playing cards: Receive details on each order that may be redeemed for presents or vacation miles.
Cashback Cards: Get dollars rebates on daily shelling out like groceries and dining out.
Journey Playing cards: Special Positive aspects like air miles accumulation and vacation insurance protection.
Expenditure Companies
For people serious about developing their wealth by way of investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Suited to long-term development objectives.
Structured Deposits * Brings together the options of regular deposits with investment solutions. * Most likely better returns but with some threat involved.
Coverage Solutions
To guard your self and All your family members in opposition to unexpected functions:
Lifestyle Coverage * Gives economical safety in the event of Demise or vital ailment. * May also serve as a price savings Device according to the coverage picked out.
Wellness Insurance plan * Addresses healthcare costs like hospitalization prices. * Important for mitigating high Health care prices.
Electronic Banking Services
Comfort at more info your fingertips via electronic platforms:
World-wide-web Banking
Helps you to regulate your funds on the internet:
See account balances and transaction history
Transfer resources concerning accounts or fork out payments
Apply for new products and solutions (loans/credit cards)
Cellular Banking
Banking on-the-go via cell apps:
Swift balance checks
Cellular payment choices (QR code payments)
Notifications & alerts about account exercise
With these detailed offerings, UOB aims to offer personalized banking remedies that cater particularly to unique demands though ensuring usefulness and stability in all transactions.